What are the Parts of a Credit Card?

Have you ever wondered what the history and the parts of a credit card are? How did they get started, and what constitutes a credit card? This article will discuss the history and anatomy of a credit card: what are all the numbers and magnetic bits, and why are they there? We’ll also discuss how … Read more

Kristy’s Early Retirement Spreadsheet

Another spreadsheet success story! I’ve been using your simplified early retirement spreadsheet now for the last 8 years. I have obviously tweaked it some to reflect our income and estimated expenses, but it still works great! I have also shared this with friends! Yes!! Brilliant! Especially that last part. As a good friend of mine … Read more

#National Savings Day

Just a quick note to let you know today is National Savings Day! The perfect time to stash a little extra for your future (sexy) self 💋 Will you join me in xferring over an extra $20 into your savings account right now??! You won’t miss it at all – Let’s gooooooooooooo! (Visited 170 times, … Read more

10 Best New Brokerage Account Promotions & Bonus Offers of October 2023

Dozens of banks and credit unions lure new business with account-opening promotions. Some reward first-time customers with bonuses worth hundreds of dollars just for opening an account and making qualifying deposits. The best land on our regularly updated roundup of the top new bank account promotions. You’ve probably seen credit card issuers get in on the … Read more

9 Best Student Checking Accounts of October 2023

If you’re a student (or parent) looking for a place to park your money without excessive fees or unrealistic balance requirements, check out the impressive array of low-cost, low-balance checking accounts available to students. Some actively restrict membership to younger individuals, most often those between 17 and 23 or 24 years old. But others are … Read more

11 Best Cash-Back Credit Cards of October 2023

Cash-back credit cards are popular because they provide tangible, easy-to-understand benefits. Who doesn’t like getting a credit on their monthly credit card statement or — better yet — actual cash deposited into the account of their choice? Cash-back credit cards can be even more popular than our top-rated gas credit cards and travel rewards cards. … Read more

10 Best Online Banks of October 2023

The top online banks provide a good balance of high APYs, low fees, and reasonable minimum requirements. We have analyzed the offerings from countless online banks that are available nationwide to identify some of the best choices out there. Below, you can find detailed information about why we selected each institution, the advantages and disadvantages … Read more

Best High-Yield Savings Accounts for October 2023

Right now, the U.S. national average interest rate on savings account balances is nowhere near enough to keep pace with inflation. The good news is you can do better with high-yield savings accounts. We’ve reviewed the best high-yield savings accounts on the market, exploring their rates, fees, and account perks. Best High-Yield Savings Accounts & … Read more

4 Best Small-Business Bank Account Promotions & Bonuses of October 2023

Most of the best bank account promotions on the market right now cater exclusively to consumers. Indeed, many of the United States’ best online banks seem to favor personal account holders rather than business owners. But not all banks shortchange small-business owners. If you’re a small-business owner, solopreneur, or freelancer, you just need to know where to look to … Read more