admin The best bank accounts for freelancers, side hustlers, and independent professionals are designed to grow with their users. While most freelancers never turn their enterprises into full-fledged businesses with dozens or hundreds of employees, some do. And they’d prefer not to switch business banks multiple times as they grow. Lili hears this loud and clear. … Read more
Dozens of banks and credit unions lure new business with account-opening promotions. Some reward first-time customers with bonuses worth hundreds of dollars just for opening an account and making qualifying deposits. The best land on our regularly updated roundup of the top new bank account promotions. You’ve probably seen credit card issuers get in on the … Read more
You’ve picked out what you think is the perfect secured credit card. It has the deposit limit you’re looking for, the right annual fee, and it even offers rewards. Imagine your surprise when the company denies your application. Can that even happen with a secure credit card? Unfortunately, the answer is yes. But a rejected … Read more
If you’re in the market for a cash-back credit card that rewards you for the types of purchases you probably make every day (or at least every week), look no further than the USAA Rewards American Express Credit Card. It’s one of the best no-annual-fee cash-back cards around thanks to a generous rewards program and … Read more
Many freelancers and independent professionals get by without a separate business bank account. They commingle their personal and business funds on the reasoning that it all ends up in the same place eventually. To the extent that this happens because self-employed folks without serious business chops feel overwhelmed by the idea of separating business and … Read more
The U.S. Bank Altitude Connect Visa Signature Card is a fantastic travel rewards credit card for people who aren’t wedded to a particular airline or hospitality family. Notable perks include a big new account bonus with qualifying spend, competitive rewards on eligible purchases, and potentially valuable add-ons like complimentary airport lounge access. Is the U.S. … Read more
My kids have been complaining about their lack of funds lately, so I came up with an ingenious offer that I would have scooped up in a heart beat if I were a kid 😉 For every (clump) of dog poop you pick up from our yard, I will give you 50¢! BOOM! One less … Read more
Many freelancers, self-employed folks, and independent professionals don’t think of themselves as business owners. But they are, even if they don’t have an officially incorporated business entity. Found is a financial technology platform built for self-employed people who want to (and should) treat their operations more like real business enterprises. It’s one of the better … Read more
Most of the best bank accounts for freelancers and independent professionals aren’t just bank accounts. They boast expense-tracking and money management tools, integrate seamlessly with third-party payment and accounting apps, and have internal nonbanking tools like custom invoicing software and business formation assistance. Novo Business Checking ticks all of those boxes, making it one of … Read more
After the recent failures of Silicon Valley Bank and Signature Bank, you may wonder if your money is safe in a U.S. bank or credit union account. And while they’re reasonably rare (fewer than three per year), bank failures do happen. Fortunately, the United States has systems in place to ensure failed banks don’t lead … Read more