admin

If you’re in the market for a straightforward savings account that offers government-backed deposit insurance and accepts applications from people all across the United States, banks aren’t your only option. You can also choose from a bunch of reputable credit unions with national footprints and attractive savings yields. One of the best of this group … Read more

We both know why you’re here. Maybe you were too lazy to get up and get your checkbook. Maybe you don’t have a checkbook. But now, you’re expecting a list of Wells Fargo routing numbers. And you won’t be disappointed. And if that’s really all you came for, just click the appropriate link in the … Read more

To get a house with a decent mortgage rate, you need a good to excellent credit score. But your biggest, most important payment — your rent — doesn’t even count. That’s an even bigger problem if your credit score doesn’t show any other key forms of credit, like a credit card or car payment. It … Read more

For many years, the financial crisis of the late 2000s left a persistent legacy: stubbornly low interest rates on low-risk, low-reward investment vehicles. Rates on savings accounts, money market funds and government bonds remained at or below the rate of inflation basically through the 2010s, and interest rates on consumer-facing mortgages and auto loans remained … Read more

There are several businesses near me that either only take cash or highly encourage the use of cash via heavy discounts. One of them even takes pesos if that’s all you’ve got, but they prefer you don’t use credit cards. And it’s all about avoiding interchange fees. That’s because every time you swipe, tap, or … Read more

Dozens of banks and credit unions lure new business with account-opening promotions. Some reward first-time customers with bonuses worth hundreds of dollars just for opening an account and making qualifying deposits. The best land on our regularly updated roundup of the top new bank account promotions. You’ve probably seen credit card issuers get in on the … Read more

It’s Friday, and you’re looking forward to a relaxing weekend in town with friends. You log into your online banking portal to check your balance, but your account keeps giving you an annoying “account not found” error.  Panic sets in and questions flood your mind. Did I do something wrong? Why was my account suddenly … Read more

Southwest Airlines is the nation’s largest domestic carrier, but it offers a remarkably simple frequent flier program called Rapid Rewards. You simply redeem your points for about 1.4 cents each toward any unsold seat.  The Southwest Rapid Rewards Priority card offers the most perks of any of their credit cards, but that comes at a … Read more

Countries as diverse as Japan, Germany, and the United Kingdom have postal banks. Their citizens can pick up mail, send packages, and order postage at the post office. Plus,  they can perform a whole range of basic financial tasks Americans can do only at a bank branch or ATM. Americans today, that is. For more … Read more

America has lots of old houses. According to the National Association of Home Builders, the average owner-occupied structure is about 40 years old in 2016. For reference, that’s higher than the U.S. median age of 38.8. In some parts of the country, the housing stock is far older. On average, owner-occupied housing in New York, Massachusetts, … Read more