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Capital One Spark Miles for Business is a business credit card with a $95 annual fee (waived the first year) and a straightforward travel rewards program that earns an unlimited 2 miles per $1 spent on most purchases. Once accumulated, miles can be redeemed for airfare, hotel stays, car rentals, and other types of travel … Read more

The information related to the Southwest Rapid Rewards® Plus Credit Card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card. The Southwest Rapid Rewards® Plus Credit Card is a travel rewards credit card with a $69 annual fee and a rewards program that favors frequent Southwest Airlines … Read more

The Blue Cash Everyday® Card from American Express is a no-annual-fee cash-back credit card with a very generous rewards program. Blue Cash Everyday offers 3% cash back (up to $6,000 per calendar year) on U.S. supermarket purchases, 3% cash back on U.S. online retail purchases, 2% cash back at U.S. gas stations and select U.S. … Read more

The Marriott Bonvoy Business® American Express® Card is a hotel rewards card and business credit card with a $125 annual fee. See rates and fees. Every Marriott Bonvoy Business American Express Card purchase earns Marriott Bonvoy points, Marriott’s loyalty program currency. Once you accumulate enough points, you can redeem for free nights and room upgrades at thousands of participating Marriott hotels … Read more

If you have a bank account – or even if not – you’ve likely heard of FDIC insurance. FDIC insurance is deposit insurance overseen by the Federal Deposit Insurance Corporation, a federal entity created by the Banking Act of 1933. FDIC insurance guarantees the safety of deposits in checking, savings, and CD accounts held with FDIC … Read more

Self-directed saving seems easy enough. You set a goal (say, a down payment for a new car), a dollar amount, and the date you’d like to reach the goal. You figure out how much of each paycheck to set aside to make it happen. And then you dutifully transfer funds from your checking account to … Read more

Do you know what to do if your bank fails? The sudden implosion of Silicon Valley Bank and Signature Bank has millions of once-complacent asking this question. The truth is, banks can and do fail, often without any prior outward signs of trouble. Hundreds of banks went out of business during the savings and loan … Read more

Meet Alberto. Alberto has multiple credit cards with high balances. But despite making regular payments, his debt seems to be increasing. How is that possible? If you’ve ever used a credit card or borrowed money, you may have come across the term APR, which stands for annual percentage rate. But what is APR, and why … Read more

What happened to Silicon Valley Bank? The short answer is, it failed after a classic bank run during which depositors rushed to withdraw cash while they still could. The longer answer is quite the read. Though it ranked among the 20 largest banks in the United States when it failed, Silicon Valley Bank had an … Read more