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Do your checking and savings account help you manage your money as efficiently as you’d like? If you had to think for even a moment about how to answer, you might be ready for a change. Spruce, a mobile banking platform built by H&R Block, provides comprehensive capabilities supported by its banking partner, Pathward, N.A. (member … Read more

Gasoline and electricity prices fluctuate from week to week and month to month. But even when prices aren’t making new highs, transportation accounts for a significant portion of the typical household’s budget. With unlimited 5x points on eligible gas paid at the pump and EV charging purchases, the PenFed Platinum Rewards Visa Signature® Card can … Read more

When it comes to rewards credit cards, sometimes simpler is better. “Simple” certainly describes the Fifth Third Preferred Cash/Back Card, which has the most straightforward rewards program imaginable and an otherwise standard menu of perks and benefits.  The Fifth Third Preferred Cash/Back Card doesn’t reinvent the wheel, but it does offer solid returns on every … Read more

If you have a bank account in the United States, your deposits are almost certainly insured by a U.S. government agency called the Federal Deposit Insurance Corporation.  FDIC deposit insurance protects your deposits in the event your bank fails or becomes insolvent, so if your bank isn’t FDIC-insured, you should switch as soon as possible. … Read more

Props for trying, but “what bank is Cash App” is not the right question to ask. Cash App is not a bank, nor is developed by or sponsored by or anything else “by” a bank. It’s a fintech app through and through. This might sound confusing because, after all, you use Cash App to send … Read more

I’ve used Venmo to send and receive small amounts of money for years. It’s my go-to way to hit friends and family back for picking up the dinner tab, buying groceries for a weekend getaway, reserving tickets for the big game, and much more. I also review credit cards for a living and have more … Read more

Your bank’s “member FDIC” logo isn’t just there for decoration. It’s meant to reassure you and your fellow customers that the bank carries FDIC deposit insurance, which protects your deposits up to applicable legal limits should the bank go out of business. Every “member FDIC” bank in the United States carries FDIC deposit insurance. Currently, … Read more

No financial institution can be all things to all people, but some come pretty close. BMO Harris Bank is one of those banks. It’s a full-service bank with hundreds of branches in the United States (mainly in the Midwest and Southwest) and thousands of fee-free ATMs. With a comprehensive array of checking and savings accounts, … Read more

Could you afford to cover a $1,000 expense out of pocket? If you haven’t started an emergency fund yet, the answer is almost certainly no. You’re not alone. According to a 2022 PYMNTS survey of about 3,500 U.S. consumers, 60% of Americans live paycheck to paycheck. They’re unable to cover even the smallest emergency expenses … Read more

Full disclosure: I love credit cards almost as much as I love credit card statistics. I have multiple cash-back credit cards, multiple travel rewards credit cards, a gas credit card (which doubles as my Costco credit card), and a few others too. I’m honestly not sure off the top of my head how many active … Read more