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About 94% of adult Americans take advantage of some sort of traditional banking service. Those include financial services like checking and savings accounts.  As technological advancements continue, the way we do several things (including banking) is beginning to change.  Today, you don’t have to work with a traditional financial institution for your banking needs. There … Read more

Are you crypto-curious? Open to owning cryptocurrency assets and maybe even using them as actual currency but not ready to put your life savings into the project? People like you have it easier than ever. Personally, I’m a crypto skeptic, and as someone who analyzes credit and debit cards for a living, the idea of … Read more

When you shop online, you run a risk of exposing your credit card number to hackers. Fortunately, your credit card protects you from having to pay for false charges if this happens, but it’s still a big hassle. It can take many calls and letters to your credit card issuer to sort it out. One … Read more

I have two cash-back credit cards for everyday purchases, two credit cards for travel purchases, a credit card for grocery store purchases, a credit card for Amazon purchases, and a handful of backup credit cards I don’t use regularly. None of them are the Bread Cashback American Express Credit Card. Bread Cashback isn’t a terrible … Read more

Throughout the COVID-19 pandemic, the U.S. has experienced shortages of many goods, from used cars to toilet paper. One of the most surprising things to run low: quarters. There were many factors behind this coin shortage. For one, many retail businesses — the main places where coins circulate — temporarily shut down or reduced their … Read more

There are so many credit cards out there, and choosing the credit card that is best for your spending habits can be a real challenge. There is one of the areas that consumers explore most closely in making their determination. It is the type of rewards that they may earn on their purchases with a … Read more

The 20 largest banks in the United States include some names you’ve probably heard before, like Bank of America and Wells Fargo. The list also includes banks that aren’t as well-known across the country, like Truist, TD Bank, and State Street. The ranks change every year as upstart banks with better online banking features and … Read more

There are some consumers who always pay by credit card. They do it due to the myriad of perks that come with swiping at checkout. There are others who just like the convenience of not having to carry cash around with them. Credit cards have long been a reliable method of paying for purchases. However, … Read more

Call it a cliche, but credit really is the lifeblood of most small businesses. All the talk of bootstrapping and expense-slashing can’t hide the fact that your company’s fortunes depend on reliable access to capital now — and not three months or even three weeks from now. Divvy is one of many business credit providers … Read more

I’ve invested in precious metals for more than a decade and have worked with several precious metals companies along the way.  I’m not the only one interested in these assets either. Gold, silver, and other precious metals have long been staples in many retirement portfolios. These assets have been used throughout history as a solid … Read more