The 20 largest banks in the United States include some names you’ve probably heard before, like Bank of America and Wells Fargo. The list also includes banks that aren’t as well-known across the country, like Truist, TD Bank, and State Street. The ranks change every year as upstart banks with better online banking features and … Read more

There are some consumers who always pay by credit card. They do it due to the myriad of perks that come with swiping at checkout. There are others who just like the convenience of not having to carry cash around with them. Credit cards have long been a reliable method of paying for purchases. However, … Read more

Call it a cliche, but credit really is the lifeblood of most small businesses. All the talk of bootstrapping and expense-slashing can’t hide the fact that your company’s fortunes depend on reliable access to capital now — and not three months or even three weeks from now. Divvy is one of many business credit providers … Read more

I’ve invested in precious metals for more than a decade and have worked with several precious metals companies along the way.  I’m not the only one interested in these assets either. Gold, silver, and other precious metals have long been staples in many retirement portfolios. These assets have been used throughout history as a solid … Read more

They didn’t have app-based custodial debit cards when I was a kid, but my parents still did what they could to prepare me for financial self-sufficiency. Now that I have my own kids, the appeal of a kid-friendly debit card I can effortlessly load, monitor, and control from my phone is clear. I’ve spent hours … Read more

Quick Look If you receive your paycheck via direct deposit, then you probably already use e-checks.  E-checks work like paper checks, but you authorize, send, and receive them electronically. Thanks to the efficiency of the ACH network, e-checks are fast and usually free to the consumer.  E-checks are much safer and more secure than paper … Read more

Quick Look The Fed will likely raise interest rates by 75 basis points this week. Economists expect another 50-basis-point hike in December. Interest rates on credit cards and mortgages will continue to increase as a result. Savings account yields could increase as well. The Fed hopes to stop hiking rates early next year, but that … Read more

There are many credit cards offering lucrative rewards programs to consumers — thus, it can be a tough challenge to decide which ones provide the highest value for the money you spend each month. Rewards are distributed as points or airline miles. They may then be redeemed toward booking travel reservations or buying merchandise. They … Read more

If you’re a renter, JPMorgan Chase is coming for your checkbook. The banking and investment giant is piloting a new platform that allows property owners to bill and accept payment digitally. That’s good news if you, like many renters, only keep a checkbook because you have to pay rent. It may be even better news … Read more

Everyone enjoys a night out once in a while. Maybe you are one of those people who dine out more frequently. Then, you could be in the market for a credit card that will reward you for making all of those expenditures. The credit card companies are always looking for ways to attract new customers … Read more