Your parents warned you about all the missteps they made early in their credit journey. From facing foreclosure on their first house to racking up hundreds of dollars in late fees to the electric company, their credit score wasn’t always the rosy picture of a stable household it is today. So you’ve spent the last … Read more
Taxpayers are always looking for ways to save on their tax liability. Each year, as we all prepare our tax returns, we account for the expenses that were incurred. We do this for a variety of reasons to identify deductions that each of us might qualify to claim under the law. For some, those expenses … Read more
There are so many fundraising websites cropping up all across the internet. This method for raising money from large groups of like-minded donors has never been more popular. The way it works is very simple. Anyone seeking to finance a wide variety of projects and products initiates a campaign on a website. These include Kickstarter.com … Read more
Credit card debt can be one of the most damaging ways to impact your credit score. The more debt you have, the worse off it can be. If you are among the millions of Americans who are trying to raise their credit scores, getting rid of credit card debt is the very first step. Yet, … Read more
Credit cards are an all too easy method of paying for the things we need and want. They are more convenient than carrying around cash. You can swipe them just about anywhere these days to cover any expense. However, you need to be careful about how to use your cards. That is because too much … Read more
Small business cards are being sought out by individuals. They are looking for practical options. They need to make the purchases necessary for keeping their businesses and companies operating at peak performance. For some, one of these cards can be a great alternative to getting a business loan or crowdfunding. They provide another option for … Read more
In 2015, Vanguard launched a new service to help clients get the answers they need to maximize their investments. Vanguard Personal Advisor Services combines the experience of human advisors with the precision of investment algorithms to reduce costs while providing investment advice tailored to each client’s unique circumstances. Service Overview Each client interested in Personal … Read more
Morning! Here are a handful of things I do/did that’s really impacted our finances over the years… Check ’em out and see if any of them are worth testing out! ******* Rounding up debt payments! — Whatever your monthly payment is, just roundup to the nearest $10th and kill off a little extra debt without … Read more
Morning fam! A lot of you commented on how much you loved those Statement Cards we gave away the other week, so I thought I’d dig up an interview I did with the founder of the cards, Stefanie O’Connell Rodriguez, to shed more light on the backstory. It’s been a couple of years since we … Read more
One of the joys of having your money on lock is being able to spend lavishly on the things that make you happy without having to think about it much. (And by lavishly, I mean on anything $10 or less – because frugality 😂) We make so many dang decisions every single day of our … Read more