Over the long term, the stock market returns around 10% on average. Investors looking to sit back and relax can put their stock investments on autopilot, investing in index funds, possibly managed by a robo-advisor or investment advisor. It’s easy, and it works. But what if you’re not satisfied with average returns? Investors seeking an … Read more
The savings offers that appear on this site are from companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneyCrashers.com does not include all savings companies or all savings offers available in the marketplace. Right now, the … Read more
Few credit card rewards and perks are more valuable than sign-up bonuses – also known as welcome offers, early spend bonuses, or new cardmember bonuses, depending on the issuer. Every month, we sift through dozens of new and existing credit card sign-up bonus offers – some worth $1,000 or more – and present the very best here. … Read more
Historically, one enormous advantage the wealthy had over the rest of us was access to expert investing advice. They didn’t need to be experts on stocks or market movements or investing. They could pay someone to “just take care of it.” Today, everyone has access to expert investing advice — if not through human investing … Read more
Business banking is a little different from consumer banking. Our master list of the best online banks around is surprisingly short on business checking accounts with no monthly maintenance fees, minimum balance requirements, or monthly transaction limits. Also, most business bank accounts impose transaction limits and demand hefty minimum balances to waive high monthly maintenance … Read more
Travel rewards credit cards are not one-size-fits-all. They fall into several broad categories. These categories include airline rewards credit cards designed to reward spending with specific airlines or airline partnerships, hotel credit cards that focus their rewards firepower on hotel stays and related expenses, and even cash back credit cards that offer accelerated cash back … Read more
If you’re a student (or parent) looking for a place to park your money without excessive fees or unrealistic balance requirements, check out the impressive array of low-cost, low-balance checking accounts available to students. Some actively restrict membership to younger individuals, most often those between 17 and 23 or 24 years old. But others are … Read more
Dozens of banks and credit unions lure new business with account-opening promotions. Some reward first-time customers with bonuses worth hundreds of dollars just for opening an account and making qualifying deposits. The best land on our regularly updated roundup of the top new bank account promotions. You’ve probably seen credit card issuers get in on the … Read more
Most of the best bank account promotions on the market right now cater exclusively to consumers. Indeed, many of the United States’ best online banks seem to favor personal account holders rather than business owners. But not all banks shortchange small-business owners. If you’re a small-business owner, solopreneur, or freelancer, you just need to know where to look to … Read more
Cash-back credit cards are popular because they provide tangible, easy-to-understand benefits. Who doesn’t like getting a credit on their monthly credit card statement or — better yet — actual cash deposited into the account of their choice? Cash-back credit cards can be even more popular than our top-rated gas credit cards and travel rewards cards. … Read more